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How-To Guide7 min read

How to Sell FSBO in St. Louis (2026)

Published October 1, 2025

FSBO in the Gateway City

St. Louis has one of the most affordable housing markets among major US metros, with median prices of $230,000–$320,000. Missouri's no-transfer-tax environment and no-attorney-required closings make FSBO straightforward.

Step 1: Price Using St. Louis County Data

The St. Louis County Assessor (stlouisco.com/assessor) provides recent sales data. St. Louis City is a separate jurisdiction from St. Louis County — check the appropriate assessor. Use Zillow and Redfin for market timing. Clayton, Ladue, and Kirkwood command premiums; north St. Louis County and the Belleville IL suburbs are more affordable.

Step 2: Missouri Disclosure Requirements

Missouri Statute §339.730 requires a Missouri Seller's Disclosure Statement (DSC-8000). Provide before or upon offer; buyers have 3 days to rescind.

Also: lead paint for pre-1978 homes.

Step 3: Flat Fee MLS on MARIS

St. Louis uses MARIS MLS (Mid America Regional Information Systems). Use a flat fee service that covers MARIS. Budget $300–$425.

Step 4: Title Company — No Transfer Tax

Missouri has no real estate transfer tax. Title companies handle closing.

What FSBO Saves You in St. Louis

On a $285,000 home at 5%:

  • Traditional: $14,250 commission
  • FSBO: ~$325 MLS + 2.5% buyer's agent ($7,125) + title (~$1,400) = ~$8,850 total
  • You save: ~$5,400
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