San Francisco Home Seller Disclosure Requirements (2026)

Statewide California Requirements (Apply to SF)

All SF sellers must complete the standard California disclosures:

Transfer Disclosure Statement (TDS) — Civil Code §1102

Natural Hazard Disclosure — fire, flood, earthquake zones

Lead paint disclosure — pre-1978 homes

Smoke/CO detector compliance

San Francisco-Specific Disclosures

Residential Building Record (3R Report)

Order from SF Department of Building Inspection (DBI) for approximately $150. The 3R Report shows permit history, legal use, and any open violations. Buyers almost always request this — order it before listing.

SF Seller's Supplemental Checklist

SF requires an additional checklist covering:

Unpermitted additions or alterations

Water intrusion or drainage issues

Pest and fungus inspection results

Neighborhood-specific issues (flight paths, transit noise)

Rent Ordinance Disclosure

SF's rent control ordinance is extensive. If any unit was tenant-occupied, you must disclose:

Whether units are rent-controlled

Current or recent tenancies

Any owner move-in evictions in the past 10 years (affects resale under SF law)

Seismic / Soft-Story Retrofit

SF requires soft-story wood-frame buildings (typically 3+ units, 2+ stories) to complete mandatory seismic retrofitting. Disclose compliance status and any pending work.

Transfer Tax

SF's transfer tax is tiered:

$250K–$1M: 0.675%

$1M–$5M: 0.725%

$5M–$10M: 2.25%

$10M–$25M: 2.75%

$25M+: 3%

On a $1,400,000 sale, the transfer tax is approximately $10,150.

Pest Inspection

While not legally mandated, SF custom requires sellers to provide a pest (Section 1) inspection report. Expect to pay $150–$250.

Download SF disclosure forms and find flat fee MLS services.