Texas Seller's Disclosure of Property Condition (TREC OP-H)
Texas Property Code §5.008 requires sellers to complete a Seller's Disclosure of Property Condition (TREC Form OP-H) for most 1–4 unit residential sales. Provide to buyers before or at contract execution.
The form covers:
Flood Zone in San Antonio
Parts of San Antonio (particularly along the San Antonio River and Salado Creek) are in FEMA flood zones. Disclose flood zone status if applicable. The City of San Antonio has invested heavily in flood mitigation, but some areas remain at risk.
Insurance Claims — Texas Hail and Wind
Texas sellers must disclose prior insurance claims. Hail damage is extremely common in San Antonio — roof insurance claims trigger scrutiny in subsequent sales. Disclose any known claims and document repairs.
Lead Paint
Required for pre-1978 homes.
No Texas Transfer Tax
Texas has no real estate transfer tax. This is a significant seller advantage.
VA Loan Buyers
With multiple military installations, VA loan buyers are common. VA appraisals enforce Minimum Property Requirements — address obvious deferred maintenance before listing to avoid VA-required repairs.
Download Texas disclosure forms and find flat fee SABOR MLS services.