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Legal Guide7 min read

San Jose Home Seller Disclosure Requirements (2026)

Published October 2, 2025

California Statewide Requirements

San Jose sellers must comply with California's full residential disclosure regime:

Transfer Disclosure Statement (TDS): Required for all 1–4 unit sales under Civil Code §1102. Covers physical condition, known defects, neighborhood issues, and HOA information.

Natural Hazard Disclosure: Santa Clara County has several relevant hazard zones:

  • Alquist-Priolo Earthquake Fault Zones (several active faults cross the county)
  • Dam inundation zones (Anderson, Coyote, and Lexington reservoirs)
  • Wildland-Urban Interface fire zones in foothill areas
  • Order your NHD report from a licensed provider before listing.

    Lead Paint Disclosure

    Required for pre-1978 homes. Disclose any known lead paint or hazards, provide the EPA pamphlet, and allow the buyer a 10-day inspection period.

    Santa Clara County Transfer Tax

    $1.10 per $1,000 of sale price (county) plus city transfer taxes where applicable. San Jose charges an additional $3.30 per $1,000 on sales above $2M (Measure E, passed 2020).

    PCOR — Preliminary Change of Ownership Report

    Required at closing, filed with the Santa Clara County Assessor. This triggers property tax reassessment (Proposition 19 rules apply).

    Smoke and CO Detectors

    California requires functioning smoke detectors and carbon monoxide detectors. For FSBO sales, the seller signs a compliance statement. Water heater bracing is also required.

    Mello-Roos and HOA

    Many San Jose communities (especially newer developments) have Mello-Roos special taxes. Disclose the annual amount — it's a material fact that affects buyer affordability.

    If in an HOA, provide the full resale disclosure package: CC&Rs, financials, meeting minutes, pending assessments.

    Download California disclosure forms and find flat fee MLS services.

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