Sacramento Home Seller Disclosure Requirements (2026)

California Statewide Disclosures

Sacramento sellers must complete California's standard residential disclosure package:

Transfer Disclosure Statement (TDS): Civil Code §1102. Required for all 1–4 unit sales. Covers physical condition, systems, legal issues, and HOA data.

Natural Hazard Disclosure: Sacramento's notable hazard zones include:

FEMA Flood Zones: Large portions of the Sacramento metro (especially West Sacramento, Natomas, Pocket area) have been in SFHA zones. Post-levee improvements changed some classifications — verify current status.

Fire Hazard Severity Zones: Eastern suburbs (Folsom, El Dorado Hills) border Very High Fire Hazard areas.

Seismic: Alquist-Priolo fault zones exist in the Sierra foothill areas.

Lead Paint

Required for pre-1978 homes. Written disclosure, EPA pamphlet, and 10-day inspection period.

Mello-Roos and HOA

Widespread in Sacramento's newer suburbs. Elk Grove, Natomas, Lincoln, and Roseville developments commonly have Mello-Roos districts. Disclose annual amounts and provide HOA resale packages where applicable.

Sacramento County Transfer Tax

$1.10 per $1,000 of sale price. No additional city transfer tax for most Sacramento areas (unlike SF or SJ).

Smoke and CO Detectors / Water Heater Bracing

Required at transfer. Seller signs a compliance statement in the purchase agreement.

Seller Physical Inspection (SPI)

While not legally required, Sacramento custom includes providing a pest (Section 1) inspection. Buyers commonly request it — doing it pre-listing saves renegotiation time.

Download California disclosure forms and find flat fee MLS services for MetroList.