Rhode Island FSBO Disclosure Requirements (2026)

Rhode Island Disclosure Law

RIGL §5-20.8-2 requires sellers to provide a written Property Condition Disclosure Statement to buyers before or at signing of the purchase agreement.

What Must Be Disclosed

Roof condition and known leaks

Foundation or structural defects

Basement or crawl space moisture

Heating, plumbing, and electrical systems

Well and septic condition (if applicable)

Environmental hazards including lead paint

Any pending legal actions or encumbrances

HOA obligations and assessments

Lead Paint

Rhode Island has one of the highest concentrations of pre-1978 housing in the US. Sellers of pre-1978 homes must comply with both federal EPA lead paint disclosure rules and Rhode Island's Lead Hazard Mitigation Act (RIGL §42-128.1). RI buyers have special rights to receive lead inspection reports before sale.

Exemptions

New construction, foreclosure sales, estate transfers, and court-ordered sales are exempt from the RI disclosure requirement.

Penalties

Failure to provide the disclosure statement or concealment of a material defect entitles the buyer to rescind the sale and recover damages including attorney fees.

Download the Rhode Island disclosure form at byownerhub.com/rhode-island-fsbo-guide.