Raleigh ByOwnerHub.comBlogRaleigh Home Seller Disclosure Requirements (2026)
Legal Guide7 min read

Raleigh Home Seller Disclosure Requirements (2026)

Published October 2, 2025

NC Residential Property Disclosure Statement

North Carolina General Statute §47E requires sellers of residential real property (1–4 units) to provide buyers with a completed Residential Property Disclosure Statement before or upon entering contract. Buyers have 3 business days after receipt to rescind the contract.

The form covers:

  • Structural elements (foundation, roof, walls, floors)
  • Plumbing, electrical, HVAC, and water heater
  • Water source and sewage disposal
  • Environmental hazards (lead, asbestos, radon, underground fuel tanks)
  • Zoning, easements, encroachments, and pending assessments
  • HOA fees and restrictions
  • Mineral Rights Disclosure

    NC also requires a separate Oil and Gas Rights Mandatory Disclosure Statement (form OGR). In Wake County this is largely a formality, but complete it anyway.

    Lead Paint

    Required for pre-1978 homes — written disclosure, EPA pamphlet, and 10-day inspection period.

    NC Excise (Transfer) Tax

    North Carolina charges a state excise tax of $1 per $500 of sale price (0.2%). On a $450,000 sale: $900. Some municipalities add a local rate. Wake County does not impose an additional local transfer tax beyond the state excise.

    No Additional Statewide Transfer Tax

    NC's excise tax is minimal compared to states like NY or DC. This is one of the cost advantages of selling in North Carolina.

    HOA and Planned Communities

    If the property is in a homeowner's association, NC Statute §47F requires disclosure of the association's rules, fees, and pending assessments. The HOA must provide a resale certificate within 10 days of request.

    Download NC disclosure forms and find flat fee TMLS services.

    Ready to sell FSBO in Raleigh?

    Free disclosures and MLS comparison — all on one page.

    Go to Raleigh ByOwnerHub.com →