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Legal Guide5 min read

Provo Utah FSBO Disclosure Requirements — HOA, Property Condition, and Transfer Process (2026)

Published January 15, 2026

Utah Seller's Property Condition Disclosure

Utah requires the Seller's Property Condition Disclosure for all residential sales. Complete it before or at time of listing — many Utah FSBO sellers provide it with the listing to accelerate the offer process.

Disclosure form covers

  • Structural: foundation, roof, walls, attic
  • Mechanical: HVAC, plumbing, electrical
  • Environmental: lead paint, radon, underground tanks
  • Water/sewer: source, quality, irrigation
  • Legal: HOA, easements, permits, zoning
  • HOA Disclosure in Utah

    If your Provo-area home is in an HOA (very common in master-planned Utah County communities), Utah law requires you to provide:

  • HOA Declaration, CC&Rs, Bylaws, and Rules
  • Most recent financial statements and budget
  • Current monthly/annual assessments
  • Any pending special assessments
  • Any pending litigation involving the HOA
  • Buyers have a right to rescind during the HOA review period. Provide documents early to avoid delays.

    Radon in Utah County

    Utah County has moderate radon levels. Testing before listing is recommended — buyers often include radon testing in their inspection. If levels exceed 4 pCi/L, mitigation is straightforward ($800–$1,500) and reassures buyers.

    No Transfer Tax

    Utah has no real estate transfer tax. Closing costs are primarily: title insurance, escrow fees, recording fees, and property tax proration.

    Download the UT disclosure form at byownerhub.com/provo#disclosures.

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