VA Buyers in Montgomery
Maxwell AFB and Gunter Annex together employ thousands of active duty and civilian personnel. VA financing is the dominant loan type for military buyers — zero down payment, no PMI, competitive rates.
VA Appraisal MPRs
VA appraisers apply Minimum Property Requirements (MPRs). Common issues in Montgomery's older housing stock:
Address these before listing. A quick fix ($200–$500) now prevents a deal-killing VA appraisal condition later.
Military Timelines
PCS orders drive tight timelines. Military buyers often need to close in 30–45 days. Being VA-ready (disclosures ready, pre-inspection done, minor repairs complete) positions you to say yes to tight closings.
Earnest Money and VA
VA buyers can and should put up earnest money (1–2% is standard in Montgomery). Include this in your purchase agreement terms. Your title company holds it in escrow.
FSBO and VA — Common Question
VA does allow FSBO transactions. Buyers' agents still typically represent the buyer, and their commission (offered by you) is paid at closing. VA rules do not prohibit FSBO sellers.
See Montgomery VA buyer resources at byownerhub.com/montgomery-al.