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How-To Guide7 min read

How to Sell FSBO in Memphis (2026)

Published October 1, 2025

FSBO in Memphis

Memphis has one of the most affordable housing markets in the South, with median prices around $200,000–$280,000. Tennessee does not require an attorney for residential closings, and Memphis has significant investor activity — cash buyers are common.

Step 1: Price with Memphis Market Data

Shelby County property data is available at assessor.shelby.tn.us. Use Zillow and Redfin for days-on-market trends. Memphis neighborhoods vary dramatically: Germantown and Collierville command premium prices; North Memphis and Whitehaven are much more affordable. Cash investor offers are common — evaluate them against financed offers carefully.

Step 2: Tennessee Disclosure Requirements

Tennessee Code §66-5-202 requires sellers to complete a Tennessee Residential Property Condition Disclosure. The form covers structural condition, systems, environmental hazards, and legal matters.

Lead paint disclosure required for pre-1978 homes.

Step 3: Flat Fee MLS on MLS of Memphis

Memphis uses the MLS of Memphis (MAAR/MAIS). Use a flat fee service ($275–$400) that covers this MLS.

Step 4: Title Company Closing

Tennessee uses title companies. Tennessee charges a realty transfer tax of $0.37 per $100 of sale price. On a $240,000 Memphis sale: $888.

What FSBO Saves You in Memphis

On a $240,000 home at 5%:

  • Traditional: $12,000 commission
  • FSBO: ~$300 MLS + 2.5% buyer's agent ($6,000) + transfer tax/title (~$1,500) = ~$7,800 total
  • You save: ~$4,200
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