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Legal Guide5 min read

Kentucky FSBO Disclosure Requirements for Lexington Sellers (2026)

Published January 15, 2026

Kentucky Seller's Disclosure of Property Condition

Kentucky's disclosure form is required for all residential property sales. It covers all known material defects in the property's physical condition, systems, and legal status.

Form sections

  • Structural: foundation, roof, attic, walls, basement/crawl space
  • Mechanical: HVAC, plumbing, electrical, water heater
  • Environmental: lead paint, radon, underground tanks, mold
  • Water: public/well; quality; septic if applicable
  • Legal: HOA, easements, encroachments, zoning violations
  • Lead Paint in Lexington's Older Homes

    Lexington has a significant inventory of homes built before 1978. Federal lead paint disclosure is required. If children under 6 will occupy the home, Kentucky follows federal guidelines — buyers have a 10-day inspection contingency for lead.

    Basement/Crawl Space Issues

    Central Kentucky's clay soils and humidity make basement moisture and crawl space issues common. Disclose any history of water intrusion, sump pump activity, or moisture remediation. Buyers' inspectors will check thoroughly.

    Radon in Kentucky

    Kentucky has elevated radon levels in many counties. Test before listing — if above 4 pCi/L, mitigate ($800–$1,500). Disclose results on the seller disclosure form.

    No Attorney Required

    Kentucky title companies handle closings. Attorneys are optional. The Kentucky Association of REALTORS® provides standard purchase contract forms.

    Download the KY disclosure form at byownerhub.com/lexington-ky#disclosures.

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