Inland Empire Home Seller Disclosure Requirements (2026)

California Statewide Disclosures

All Inland Empire sellers must complete California's standard residential disclosure package:

Transfer Disclosure Statement (TDS): Civil Code §1102. Required for 1–4 unit sales.

Natural Hazard Disclosure (NHD): Particularly important in the Inland Empire:

Very High Fire Hazard Severity Zones (VHFHSZ): Large foothill areas in both Riverside and San Bernardino counties. Insurance availability is a major issue — disclose fire zone status prominently.

Alquist-Priolo Earthquake Fault Zones: The San Andreas Fault runs directly through the IE (San Bernardino area). Properties within 50 feet of an active fault zone cannot be sold without special disclosure.

Seismic Hazard Zones: Liquefaction and landslide zones are common in valley and foothill areas.

FEMA Flood Zones: Santa Ana River watershed and desert wash areas.

Fire Insurance Disclosure

While not a legal requirement, buyers commonly ask about insurance availability and cost. Properties in Very High Fire Hazard zones may be ineligible for standard homeowner's insurance and require the California FAIR Plan. Disclose any insurance cancellations or non-renewals.

Lead Paint

Required for pre-1978 homes.

Mello-Roos

IE has widespread Mello-Roos special taxes in newer planned communities (Murrieta, Temecula, Menifee, Eastvale). Disclose annual amounts — they can be $1,000–$4,000/year and significantly affect buyer affordability calculations.

County Transfer Tax

$1.10 per $1,000 of sale price in both Riverside and San Bernardino counties. On a $540,000 sale: $594.

Download California disclosure forms and find flat fee CRMLS services.