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Legal Guide7 min read

Honolulu FSBO: Leasehold vs. Fee Simple and Hawaii Disclosure Requirements (2026)

Published January 15, 2026

Leasehold Land — Hawaii's Unique Disclosure

Honolulu has significant leasehold inventory, particularly in condos (Ala Moana, Waikiki, Nuuanu). In leasehold, you own the unit but lease the land from a ground lessor (often the Bishop Estate or other major landowners). Key disclosures:

  • Lease expiration date — leases typically run 55–65 years from original execution; remaining term dramatically affects value
  • Annual lease rent — current ground rent and any scheduled step-ups
  • Renegotiation provisions — when and how rent can be renegotiated (often at market rate, which can increase dramatically)
  • Fee purchase option — can the lessee purchase the fee interest? At what price?
  • Leasehold properties can be 30–50% cheaper than fee simple — but financing is harder (many lenders won't lend on leases with under 30 years remaining), and buyers face lease renegotiation risk. Disclose everything.

    Hawaii Seller's Real Property Disclosure Statement

    Hawaii's SRPDS covers:

  • Structural/mechanical: same as other states
  • Water: source, quality, catchment systems (common on neighbor islands)
  • Legal: HOA/AOAO, easements, encroachments
  • Environmental: lead paint, asbestos, underground tanks
  • Natural hazards: Lava Flow Hazard Zone, Tsunami Inundation Zone, flood zone, coastal setback
  • FIRPTA for Foreign Sellers

    If you are a non-US person (foreign national or foreign entity), FIRPTA requires the buyer to withhold 15% of the gross sales price at closing and remit to the IRS. Consult a tax professional well before closing if this applies to you.

    Download the HI SRPDS at byownerhub.com/honolulu#disclosures.

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