Grand Rapids Home Seller Disclosure Requirements (2026)

Michigan Seller's Disclosure Statement

Michigan Compiled Laws §565.951 through §565.965 require sellers to complete a Seller's Disclosure Statement and provide it to buyers before or upon acceptance of an offer. Buyers have a 72-hour right of rescission after receiving the form.

The form covers:

Structural components (foundation, roof, walls, floors)

Plumbing, electrical, HVAC, water heater

Water source (municipal or well) and sewage type

Basement moisture and drainage issues

Environmental hazards (lead, asbestos, radon, underground tanks)

Flood zone status

Legal matters (easements, zoning, liens, HOA)

Lead Paint in West Michigan

Michigan, including the Grand Rapids area, has significant lead paint exposure in pre-1978 housing. Federal disclosure is required. Kent County has local lead hazard programs — buyers in older homes should be encouraged to test.

Radon

Michigan has elevated radon potential. Disclose known test results. Buyers routinely request radon testing.

Michigan Transfer Tax

Michigan has a combined state and county transfer tax:

State: $3.75 per $500 of sale price

County: $0.55 per $500 of sale price

Combined: $4.30 per $500 ($8.60 per $1,000)

On a $350,000 sale: $3,010. Higher than most Midwest states.

No Attorney Requirement

Michigan does not require an attorney for residential closings. Title companies handle escrow.

HOA

Many suburban Grand Rapids communities (Cascade, Ada, Byron Center) have HOAs. Provide CC&Rs, bylaws, and resale disclosure documents.

Download Michigan disclosure forms and find flat fee MichRIC MLS services.