Florida's Disclosure Standard
Florida uses the Johnson v. Davis standard: sellers must disclose all known material facts that affect the property's value and would not be easily observable by the buyer. This is broader than many states — when in doubt, disclose.
HOA Estoppel Letter
If your Fort Lauderdale property is in an HOA or condo association, Florida law requires you to provide the buyer an estoppel letter (also called an estoppel certificate) from the association. This document shows: current fees, any unpaid dues or fines, pending special assessments, and association rules. HOAs charge $100–$250 for estoppel letters — request it as soon as you have a buyer.
Condo Associations
Fort Lauderdale has a large condo market. Condo sellers must additionally provide: Declaration of Condominium, Articles of Incorporation, Bylaws, Rules and Regulations, most recent financial statements, and budget. Buyers have a 3-day (or 15-day for post-construction) rescission right after receiving these.
Flood Zone
Check FEMA maps for your property. Many Fort Lauderdale properties are in flood zones, particularly east of I-95. Disclose flood zone status, flood insurance requirements, and any history of flooding.
Chinese Drywall
Homes built or renovated between 2001–2009 may contain defective Chinese drywall. This must be disclosed if known. Look for: sulfur odor, corroded copper pipes, frequent HVAC failures.
Download FL disclosure forms at byownerhub.com/fort-lauderdale#disclosures.