Eugene Oregon FSBO Seller Disclosure Guide (2026)
Oregon's Seller's Property Disclosure Statement (SPDS) is required under ORS 105.464. Eugene-specific disclosure issues include Willamette River and Amazon Creek flood zones, the Cascadia Subduction Zone seismic context, underground heating oil tanks, and standard Oregon disclosure requirements for well, septic, and radon.
Oregon SPDS Framework
ORS 105.464 requires the Oregon Seller's Property Disclosure Statement. Sellers deliver to buyers before or at contract; buyers have 5 business days to rescind after receipt. Oregon's SPDS uses "Yes/No/Unknown/N/A" format covering all major property categories.
Flood Zones in Eugene and Lane County
Eugene's geography creates several flood zone situations:
Willamette River: The Willamette River runs along Eugene's eastern edge, with the community of Springfield on the east bank. The Willamette Valley has periodic significant flood events, and FEMA flood zones designate properties along the river corridor.
Amazon Creek: Amazon Creek runs through the heart of Eugene from south to north, ultimately joining the Willamette north of the city. Neighborhoods adjacent to Amazon Creek have had flooding during heavy rainfall years. Amazon Creek watershed properties may have FEMA flood zone designations.
Fern Ridge Reservoir: West Eugene properties near Fern Ridge Reservoir and the Long Tom River have flood zone exposure. Fern Ridge is an Army Corps of Engineers water resource project with spillway operations during high precipitation years.
Check msc.fema.gov for your specific property's current flood zone. The Oregon SPDS asks about flooding and drainage.
Willamette Valley 1996 Floods
The February 1996 Willamette Valley floods were one of the region's most significant flood events. Multiple rivers in the Willamette Valley (including the Willamette itself) crested at near-record levels. Some Eugene properties near the river and creek corridors were affected. If your property was damaged in 1996 or any subsequent flood event during your ownership, disclose it.
Underground Heating Oil Tanks
Western Oregon homes built before the 1960s-1970s frequently used heating oil for home heating. Underground oil storage tanks from this era are present throughout Eugene's older residential neighborhoods (South Eugene, Whiteaker, University area). Oregon DEQ regulates underground storage tanks.
If your property has or had an underground oil tank:
Radon in Lane County
Oregon's radon risk varies by county. Lane County is in EPA Zone 2 (moderate predicted risk, 2-4 pCi/L average). While not in Oregon's highest radon area (Tillamook, Clatsop, and some Cascade Range counties have higher risk), individual homes in Eugene can test elevated depending on soils and construction.
The Oregon SPDS asks about environmental hazards including radon. Disclose any testing.
Lead Paint in Eugene's Older Housing
South Eugene's historic neighborhoods and the University area have pre-1940 housing. Federal Lead-Based Paint Disclosure required for all pre-1978 homes.
Cascadia Subduction Zone — Background Context
This is not a standard disclosure item for most properties, but Oregon buyers increasingly research the Cascadia Subduction Zone when evaluating western Oregon properties. This major fault system off the Oregon/Washington/California coast is capable of M8-9 earthquakes with significant consequence for the entire Pacific Northwest.
The Oregon SPDS asks about "known material defects." If your structure has a documented structural vulnerability (unreinforced masonry, soft-story construction, inadequate foundation anchoring), disclose it. General regional seismic hazard is not typically a specific property disclosure item.
Oregon No Transfer Tax
Oregon has no state real estate transfer tax. Seller closing costs are limited to title insurance, any real estate fees, and prorations.