FSBO in Albany, NY
Albany is New York's capital and anchor of the Capital Region market (Troy, Schenectady, Saratoga Springs). New York is an attorney-close state — a licensed NY real estate attorney is required at closing.
Required Disclosures
New York's Property Condition Disclosure Act (PCDA) requires sellers to complete a disclosure statement covering known material defects. Alternatively, you may give the buyer a $500 credit in lieu of the disclosure — but completing the form is better practice and protects you legally.
MLS Access
The Capital Region MLS (CRMLS/Global MLS) serves the Albany metro. Flat fee listing services access it for $99–$399. Your listing will appear on Zillow, Realtor.com, and buyers' agent portals. Offer 2–2.5% buyer's agent commission.
Transfer Taxes
New York State charges a basic transfer tax of $2 per $500 ($4/1,000). Albany County may charge additional local transfer taxes. On higher-value properties, the mansion tax applies to buyers (1% on purchases over $1M). Your attorney will calculate exact figures.
Albany Market
The Capital Region is a stable, affordable market. Proximity to state government employment keeps demand steady. Delmar, Loudonville, and Guilderland are popular suburbs.
Full Albany FSBO guide at byownerhub.com/albany.